More information on our motor traders insurance policies:
Do I need motor trade insurance by law?
Motor trade insurance is recommended when running a business in the motor trade.
Does your trade insurance policy cover windscreens?
If the motor trade policy doesn’t have the windscreen extension this doesn’t mean you can’t claim for the windscreen to be repaired or replaced ...
Can I get Motor Trade Insurance for Commercial Vehicles?
What if you buy and sell commercial vehicles? How does this type of insurance work? ...
What categories of trade fall under the ‘Motor Trade’?
Motor traders require specialist cover, but it’s not always obvious whether or not a business falls into the motor trade category.
Do I need a seperate business premises to be eligible for trade insurance?
some traders might not be sure whether they are covered for their own or their customers’ vehicles if they do not own separate business premises as a place of work.
Requirements for motor trade insurance - FAQs
Some frequently asked questions regarding our trade policy.
More FAQ's here
Can anyone drive on a motor traders policy?
Care must be taken to read the small print of each policy and adhere to any specific limitations. Click the link to find out more...
Are trade plates covered by traders insurance?
You'll need cover for your tradeplate, click the link to find out more
Car Insurance Vs Motor Trade Insurance, what's the difference?
How does trade insurance differ from standard domestic car insurance? Well, there are several important differences...
How does motor vehicle insurance excess work?
All motor insurance policies come with a compulsory excess built in.
Click to find out more...
Are there no claims bonuses on traders insurance?
No claims bonuses are available to drivers in the motor trade just as they are with private insurance, though there are some differences...
Do you do Motor Trade Insurance for Young Drivers?
Unicom provide customised motor traders insurance for younger drivers, with prices that are more competitive than most.
I need to drive a car that isn’t mine, can I do this under motor trade insurance??
With a motor trade road risks policy, you can guarantee cover to make sure you meet the minimum requirements needed ...
Does Your Trade Insurance Cover Loss of Earnings?
Known as Uninsured Loss Recovery (ULR), this is sometimes offered as additional coverage to clients who already hold an existing commercial motor trade insurance policy ...
How Many Vehicles can I add to my Motor Trade Insurance Policy?
Fortunately a motor trade insurance policy has no upper limit
Motor Trade Road Risk Insurance Benefits and Restrictions
Most insurers provide various levels of cover, such as comprehensive, third party only or third party, fire and theft.