Motor Trade Liability Insurance
Employers Liability - This section indemnifies the insured for any legal liability incurred arising from any bodily injury sustained by an employee occurring during the period of insurance and in the course of the business. If you have employees you are required to have this section as a legal requirement.
Public Liability - This section indemnifies the insured for any legal liability incurred for bodily injury (other than to employees) and/or loss of or damage to property in the course of the business. Some occupations require public liability as a legal requirement.
Sales & Service Indemnity - This section indemnifies the Insured for any legal liability incurred for accidental bodily injury (other than to employees) and/or accidental damage to property occurring in the course of the business and arising from;
- The sale or supply of new or used motor vehicles including manufacturer’s pre-delivery checks and other work carried out prior to sale or supply and the fitting of additional accessories;
- The sale or supply of other motor products;
- The repair, testing, servicing, maintenance, alteration, cleaning or inspection of motor vehicles;
Liability Insurance F.A.Q's
Q. Do I need a employers liability insurance policy?
A. If you have employees then employers liability is a legal requirement.
Q. Do I need a public liability insurance policy?
A. If you have visitors to your premises then its often a good idea, call us to find out more.
Q. How much does the policy
cost?
A. Complete and send back the info above and we will contact
you and let you know.
Q. What occupations can you cover?
A. Most motor trade related occupations including; Mechanics, used car dealers, new car dealers, valeters,
motor traders, body repairs, recovery agents, breakers, collection
and delivery agents, car importers, salvage dealers, and many
more.
Q. Will Unicom Insurance Services give
me good service?
A. Unicom have been established for 12 years handling the
needs of the Motor Trader. We must be doing something right.
Q. Do you offer payment
terms?
A. Yes, we offer a wide range of payment options to suit everyone,
please ask for details.
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