Great Value Motor Trade Road Risk Insurance
Get your road risks cover from Unicom Insurance and your business is free to operate on a national scale, fully protected by a regulated UK provider.
- Quick and easy quote
- Flexible payment routes
- Multi-vehicle & driver protection
- Dedicated road risks assistant
- Protected no claims
We can protect you with our road risks cover which has been fine-tuned over the last 20 years to apply to every type of motor trading business.
Plus, at Unicom Insurance we welcome our clients to have some input on the design of their policy - so you get a customised package that safeguards you, your business and its employees with the protection features chosen specifically by you.
Insurance for your Motor Trade Road Risk
To drive any vehicle on public UK roads, you legally need road risks insurance. Even test-driving a customer vehicle over 100 yards obliges you to have a policy in place. It's our job at Unicom Insurance to make sure you get the most out of your legally-required protection.
As a motor trader, your road risks insurance can cover you and your employees to drive all business-related automobiles. This includes customer cars and even any personal vehicles you state on the policy.
Benefits of our Road Risk Insurance
Unicom Insurance can arrange an extensive road risks package and get the best quote for you within one working day:
- Lowest possible quote
- One policy for all drivers and vehicles
- Personal cars included (optional)
If you want to enhance your road risks protection bundle, you can opt for a combined policy and include features such as buildings insurance under the same cover.
Specialist Road Risks Policies to Cover:
- Full/part-time dealerships
- Couriers
- Mechanics
- Valet services
- Tyre centres
.and many more.
Motor Trade Insurance - Frequently asked questions
At Unicom, we offer all types of motor trade
insurance policies. For all types of motor trader.
Q. Who would require a motor trade road risks policy?
A. A person or company that operates a business in the motor trade on a full time or part time basis and this policy would provide cover to assist the motor trader to generate an income from this business. Get a motor trade insurance quote here now.
Q. Do I qualify for
a motor trade policy?
A. If you are operating or looking to commence a motor trade business on a full time or part time basis for profit then you would.
Q. Will this policy provide me with cover to drive someone else's car with their permission?
A. It will but only if the vehicle is in your custody or control for motor trade purposes. Some insurers restrict certain types of vehicles to third party only cover, motor trade use only or exclude them altogether. The benefits, restrictions and exclusions will be pointed out by our trained sales advisors.
Q. Where are the vehicles covered on a motor trade road risks policy?
A. It provides cover for loss or damage (If cover is included) on a road or parked during the course of a journey and at the home address of the policy holder or business partner. Most road risk insurers exclude cover on or within a 400 metre or 1 kilometre radius of any separate motor trade premises.
Q. Can you cover my vehicles at my motor trade business address?
A. Yes, however there are a number of factors involved. Some of the motor trade insurers we deal with can extend the road risks policy to include stock of vehicles for fire & theft cover at the motor trade premises. If you wanted more cover than fire & theft we can quote you for a motor trade combined policy that can also include contents and liabilities.
Q. Can you also cover me to drive in connection with another business that is not related to the motor trade?
A. Dependent on the occupation we can extend the policy to include other business use. Please advise us at quote stage and we will take this in to account when selecting what insurance policy suites your circumstances.
Q. How much does it
cost?
A. Complete and send back the info above and we can contact
you and let you know.
Q. What occupations can you cover?
A. Almost anything - Mechanics, used car dealers, valeters,
motor traders, body repairs, recovery agents, breakers, collection
and delivery agents, car importers, salvage dealers, and many
more. click here to get a trade insurance quote today.
Q. Will Unicom give
me good service?
A. Unicom have been established since 1992 handling the
needs of the Motor Trader. We must be doing something right.
Q. Do you offer payment
terms?
A. Yes, we offer a wide range of payment options to suit everyone,
please ask for details or apply for a quote right now!
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