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Motor Trade Insurance
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Full motor trade insurance cover for part time motor traders

Can You Drive A Van With A Licence For A Car? If you are intending to hire or purchase a van, then it's important to understand whether your existing driving licence covers you for the vehicle. The majority of UK licence holders have a Category B ...

Changing a Vehicle Battery Most new and used cars on our roads have modern batteries fitted, they generally tend to be long lasting and reliable, making those initial start-up troubles a thing of the past. However, all batteri ...

Should Councils Cash In On Parking? If you’ve ever been bold enough to drive into London, or many other British towns or cities, you’ll know that the parking charges can sting. Finding a space to begin with is a challenge requiring ...

Guide to Reporting Potholes - UK 2019 It can be costly to run a car, fuel, maintenance, road tax and an insurance policy are just some of the routine expenses that drivers need to cover. This means it’s particularly frustrating when som ...

Car Insurance Groups - How Do They Affect Our Insurance Premiums All new and used cars in the UK are placed into car insurance groups which play a major part in determining your insurance policy premium, the system is set up and monitored by the Association of Bri ...

Guide to Cars Sold On 'Sale Or Return' 2019 "Sale or Return" (SoR) is a relatively common way that sellers can take advantage of the increased marketing and promotional power of a motor trader or dealership to sell a vehicle on their behalf. It ...

What You Need To Know About UK Speed Limits Although speed limits seem to be a constant cause of debate, they are nothing new. Speed limits were first introduced to the UK not long after the arrival of the motor car on our roads, as an insuranc ...

Electric Powered HGVs Whilst governments continue to work on banning petrol and diesel, new and used cars to meet emission targets, the need for electric heavy goods vehicles is essential to decarbonise this part of the gl ...

Do Vehicle Fuel Additives Work? Check the shelves of most petrol stations, motoring and motor trade stores and you'll find a bewildering variety of vehicle fuel additives available on sale. Poured into the fuel tank of a new or used ...

The Motorist’s Guide to Average Speed Cameras in the UK - 2019 If you're a regular motorist, you'll already know the nation's roads are lined with speed cameras snapping away at vehicles travelling too fast. However, you might not be aware of speed cameras that c ...

Help Avoid Keyless Car Theft Keyless cars were initially developed in 1995 by Siemens for the motor trade, to be installed in Mercedes-Benz vehicles. They've come a long way since then, but so has the technology used by criminals ...

Why is Winter Fuel Cheaper Than Summer Fuel? Winter can get expensive. The cost of heating your home increases, plus all the gift-buying and activities over the holidays can stack up too. But there’s one area where you can make savings over th ...

Cracking Christmas Gifts for Car Enthusiasts The key to buying great Christmas presents is knowing exactly what excites the recipient – and when it comes to petrolheads, it's obvious. There' is an array of fantastic motoring gifts out there, s ...

Manual or Automatic Gearbox? One of the first choices we must make when buying a new and used car is whether to opt for a manual or automatic gearbox. It sounds like a simple decision to make, but it will affect your driving exp ...

Checking Vehicle Brake Pads - When Do They Need to Be Replaced Effective brake pads are essential components of your vehicle's braking system, your personal safety and of course the safety of other road users. New MOT rules introduced earlier this year state ...

National Road Safety Week Road Safety Week organised by ‘Brake’ (a road safety charity) starts from November 19th and runs through to November 25th, 2018. It’s the biggest annual road safety awareness event in the UK and ...

What is Fuel Consumption? Fuel consumption, or how much petrol or diesel a vehicle uses when you drive it is an important consideration for most owners of new and used cars. Vehicles with a lower fuel consumption will not only ...

Road Tax To Dive As Drivers Switch To Electric Vehicles Road tax and fuel duties are currently worth in the region of 28 billion pounds to the UK government's coffers. However, the plans to move all vehicles to electric could provide a severe hit to this r ...

Motoring and Alcohol – The Drink Drive Alcohol Limit With the festive season approaching many of us will be attending a party or two. However, if you're planning to take your car or even drive it the following day; monitoring your alcohol consumption is ...

Green Motoring – The Plug-In Car Grant Scheme Motorists in the UK looking to buy new electric cars could face steeper costs in future. It has been reported that budgetary constraints could result in further cuts being made to the government's plu ...

The New Smart Road Studs Debut A new innovation has been introduced to the UK road network in a bid to further reduce accidents and more clearly distinguish driving lanes. The testing area is currently undergoing a huge redevelopme ...

The Dartford Crossing - What You Need To Know At the Eastern side of the M25 circular lies the Dartford Crossing, one of the busiest and most notorious regions of our motorway network, any motorist using this area have been subject to charges for ...

Are Electric Car Prices About to Rise in the UK? Since electric and hybrid cars became a viable alternative for Britain's roads, government and incentives have been in place to encourage drivers towards this new, more environmentally friendly techno ...

The Chancellor Will Freeze Fuel Duty Again Some good news for drivers and the motor trade as the Prime Minister is to confirm there will be no increase in fuel duty and the tax levied on petrol and diesel is to be frozen at 57.95 pence-per-lit ...

Green Number Plates for the UK? Green registration plates are already clearly visible on the roads in other countries like Norway and Canada, they’re fitted to clean electric and hydrogen vehicles. Environmentally friendly low emi ...

20 Year Anniversary for Unicom Office Comedian On the 5th October 1998, a young and ambitious 22-year-old called Barry Sciara started working at the offices of Unicom Insurance Services, little did we know that Unicom would never be the same again ...

Temporary Car Insurance - Guide to Short Term Vehicle Cover All motorists in the UK legally need to insure their vehicles and take out annual policies, many insurance companies also offer temporary cover. So, what exactly is temporary motor insurance, when is ...

Are You a Hypermiler? It sounds like something out of science fiction, but hypermiling is simply the art of increasing your car's fuel economy by smart driving techniques to improve MPG (miles per gallon) and save money on ...

What Horsepower and Torque Mean for Petrol, Diesel and Electric Vehicles Horsepower and torque both affect a vehicle's performance and power. Although the two are related and dependent on each other, they are different forces, with different effects. Torque is a rotati ...

E10 Biofuel - What is it? E10 is a biofuel which is composed of around 10% ethanol mixed with 90% regular unleaded petrol (which itself may already have up to 5% ethanol). The reason ethanol is added is to absorb carbon dioxid ...

Police To Start Testing Drivers' Eyesight A new police initiative aims to tackle the problem of drivers with poor visibility causing road accidents. Three police forces in the Thames Valley, the West Midlands and Hampshire will all be underta ...

Government Goes Digital To Beat Roadwork Jams! A new Government initiative has been unveiled which aims to save motorists lots of unnecessary wasted journey time. ‘Street Manager’ will be a new real-time service mapping current and ongoing tra ...

How Your Job Affects Car Insurance According to 2018 research by a leading insurance comparison website, the insurance policy premium you pay each year can vary hugely depending on your occupation - with some unusual trends and outlier ...

Torque - Exactly what is it? One of the most favourable adjectives you might see applied to a vehicle is 'torquey', with its overtones of power, speed and sheer fun. But what is torque, and what does it really mean for your drivi ...

Horsepower - What Exactly Is It? For buyers of new and used cars, horsepower is one of the top considerations when choosing a vehicle. Horsepower figures are often proudly displayed among the specifications next to a showroom car on ...

The Motor Trade - Glazing Technician You don’t need to be a motor trade expert to know what the services of an automotive glazing technician include. However, to get a better insight into what they do or how you can become one, below ...

MOT Exempt Cars Introduced by the Ministry of Transport in 1960, the MOT is an annual test for cars and motorbikes over three years old. The test needs to be carried out every year by a certified tester within the mo ...

Challenging Parking Fines and Penalty Charge Notices Most parking fines and penalty notices are normally justified on new and used cars alike; this article is about challenging tickets that you consider to be unfair. Think carefully though, as it could ...

The Cost of Permit and Residential Parking A new survey conducted by Carbuyer has indicated the rising costs of residential parking permits; in some areas, people are being forced to shell out more than £1,200 for their annual parking!  A ...

Is Your Car Coping with the Heatwave? Driving in the summer can be a delight, with warm evenings, trips to the seaside, and convertibles finally coming into their own. Unfortunately, warmer weather and holidays can also bring traffic jams ...

Should I do a Speed Awareness Course? Speeding fines, points and insurance policy premiums go hand-in-hand; if you receive the first two, your premium will rise. The National Speed Awareness Scheme, contrary to common belief, is not oper ...

How Government Cuts Impact Our Roads Amongst other cuts, back in 2010 the government announced it would reduce police funding across all of our police forces. To meet the new budget targets police chiefs gradually began to reduce their s ...

The Motor Trade - MOT Vehicle Examiner Do you want to be a MOT Vehicle Examiner? A career within the motor trade as a MOT vehicle examiner is a very interesting role, but also one that carries certain responsibilities. Your work will c ...

What's New with Vehicle Road Tax? April 2018 saw changes to the government regulations for Vehicle Excise Duty (VED), more commonly referred to as road tax. This followed on from the significant changes to tax brackets brought in the ...

2018's New Driving Laws - What Do They Mean for You? A raft of new motoring laws has been introduced in the first half of 2018, with more likely to be on their way. Keeping track of all the changes can be tricky, whether you’re a driver or work in the ...

Trade and Number Plate Fines There are certain rules that apply to vehicle registration plates for cars and commercial vehicles, and failure to comply can lead to heavy fines of up to £1,000. Any motorist who drives with a dirty ...

Trade Car Insurance Rules and Regulations Motor trade car insurance is governed by several key rules and regulations. it's worth taking time to be aware of the different facets of the policies, as no two businesses will be the same and each c ...

The Motor Trade - Valeter Car valeters are responsible for cleaning the inside and outside of motor vehicles to keep them looking in top condition. You could be based inside or outdoors, working in a garage, car showroom or v ...

The Motor Trade - Parts Adviser How to Become a Parts Advisor Although there are various qualifications which can be obtained for this position, no formal one is required, allowing anyone with an interest and experience in the mo ...

How Does GDPR Impact the Motor Trade? On May 25th 2018, the EU's General Data Protection Regulation (GDPR) legislation comes into force. It promises to have a major impact on working practices for all UK businesses, with the motor trade ...

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Traders Breakdown

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Tools in Transit Insurance

Introducing our newest product: Tools In Transit Insurance for motor traders and all allied trades.

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Garage Insurance

For all your specialist equipment, our Garage Insurance covers everything in your premises.

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NEW!

Public Liability & Employers Liability

Public Liability & Employers Liability Insurance 'tailor made' for your business.

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NEW!

Traders Breakdown

Comprehensive cover for yourself or someone else for cars and vans, quickly and simply.

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Tools in Transit Insurance

Introducing our newest product: Tools In Transit Insurance for motor traders and all allied trades.

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Garage Insurance

For all your specialist equipment, our Garage Insurance covers everything in your premises.

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