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Motor Trade Combined Instagram
Every business is different. That’s why you need coverage truly tailored to you. For traders with premises, this all-in-one cover is perfect for protecting each aspect of your business.
How it works
Click the button on the right or call us for a free quote.
We'll guide you through policies and prices.
Get insured today. Pick a policy, and we'll sort everything.
Get Insured in three easy steps
Levels Of Cover
Third-Party Only
The most basic level of cover, providing protection against injury or damage caused to others and their property by a vehicle on your policy when used for business.
Third-Party, Fire & Theft
Includes third-party cover plus protection for customer vehicles in cases of fire, accidents, or theft linked to your business.
Comprehensive
Covers everything in third-party fire and theft, with added protection for accidental damage and personal injury. Some policies may also include vandalism and windscreen cover, depending on the insurer.
Combined Cover
The most extensive option, offering tailored cover based on your business’s specific needs. Choose from premises and tool cover, liability, and more alongside road risk.
Find out what we can cover for you
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Premises protection (damage to buildings).
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Liability insurance (employers’ liability, public liability, service indemnity).
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Road risk cover (driving stock vehicles, customer cars, company-owned transport).
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Theft and vandalism cover (stolen cash, equipment, damaged property).
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Stock and equipment cover (tools, diagnostic machines, vehicle parts).
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Demonstration cover to test drive vehicles.
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Any car not registered under the policy for road use.
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Personal vehicle insurance separate from business use.
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Unregistered or uninsured vehicles in the Motor Insurance Database (MID).
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Coverage without proper business premises.
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Non-motor trade-related activities.
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Overview
For motor traders with premises and wider business operations, finding the right cover that focuses on all aspects of your work is essential. That’s where our motor trade combined policies come in.
What Is Motor Trade Combined Insurance?
Combined motor trade insurance is the most extensive motor trade cover, offering tailored cover based on your business’s specific needs. With it, you can go beyond Third-Party, Fire & Theft, by choosing from premises and tool cover, liability, and more.
If you operate for motor trade business from premises, we recommend that you invest in a combined motor trade policy. Instead of managing multiple policies, this all-in-one cover safeguards your premises, vehicles, equipment, and liabilities under a single plan.
At Unicom, we’ll use years of motor trade knowledge and insurance experience to get you the perfect combined cover made to be as unique as your business.
How Much is Motor Trade Insurance?
The cost of motor trade insurance varies based on the type of business you run, your business location, driving experience and claims history.
From insurance for mechanics to liability and tools in transit coverage, we’ll find what you need. We’re here to help find you the policy you need for your work at the best price.
Contact us on 01133 120 554 now to get on the road to insuring your motor trade business now.
Who Needs Combined Motor Trade Insurance?
Here are some of the businesses suitable for this type of policy and how they can benefit from it:
- Independent and franchise car dealerships will benefit from motor trade combined as this can provide cover for your premises, stock, and liability risks.
- Repair and service garages mostly use combined cover to protect tools, machinery, and customer vehicles in their care.
- Body shops and paint specialists often require this cover for spray booths, equipment, and business interruption risks.
- MOT testing stations often opt for liability and coverage that can protect their facilities, staff, and customer property.
- Car valeting and detailing businesses, like mechanics and garages, opt for this protection aimed at safeguarding tools, cleaning products, and customer vehicles.
At Unicom Insurance, we specialise in tailoring motor trade policies to suit your business. With decades of experience in the industry, our experts will ensure you get the right level of coverage at a competitive price. Get the ball rolling and contact us on 01133 120 554, let us know what type of coverage you need and we’ll do all the hard work so, you can focus on your work.
Why Choose Unicom?
As a motor trader, you need a broker that understands how your business works. From us, you can expect:
Expert Advice
Not only do you get tailored policies, but we'll give expert advice to go with it.
Affordable Cover
Our teams will find you the best premium rates amongst our panel of insurers.
Bespoke Policies
We'll get your business truly tailored cover with our motor trade combined coverage.
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Discover how much you can save on your insurance now.