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Motor Trade Insurance News

Do I Earn No Claims Bonus On A Motor Trade Insurance Policy?

No claims bonuses are rewards for not making a claim on an insurance policy. This means that over time premiums become cheaper, reflecting the lower risk associated with the driver. No claims bonuses are available to drivers in the motor trade just as they are with private insurance, though there are some differences.

The Smart Motorway X Factor: Drivers Ignoring Signs

According to new data, more than 53,000 private and motor trade drivers across the UK have ignored the Red X signs on intelligent motorways since 2021. These electronic signs indicate a lane is closed, and drivers should avoid using it. Instead, motorists are directed to use the remaining open lanes, often at a reduced speed, […]

Do I lose My No Claims If I Have Had A Motor Traders Policy?

The way no claims bonuses work in the motor trade, and whether they can be transferred between insurers, is fairly straightforward, with a few caveats. Many insurers will actively allow traders to move no claims bonuses from one policy to another, but it’s always worth checking the small print, and, if you’re in any doubt, […]

The Importance Of Updating The M.I.D – Motor Insurance Database

The Motor Insurance Database (MID) is the only central record of all insured vehicles in the UK and is updated over 10,000 times an hour. As one of the most important tools to ensure that only insured vehicles are driven on our roads, the MID is used by the police and the DVLA to enforce […]



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