Motor trade breakdown insurance typically covers a business or individual working full or part time within the motor trade, be they garage owners, mechanics, salesmen or valets. Its key features generally include cover for multiple vehicles and individuals, and often incorporate home-start, fuel drainage, multiple vehicle starts and more.
A new service has been launched and aimed specifically at traders, to complement their breakdown cover.
ALPS (Auto Legal Protection Services) Road Rescue have produced an app for the smartphone which enables anyone stranded to send a help request via their phone or tablet device.
The app works by using GPS technology to pinpoint your location and sends the details to their partner, AXA Assistance, who can then arrange for recovery or repair.
Users can input key details into the app, including policy details and contact information, making the process even simpler. Other key features of the app include access to special offers, real-time traffic updates and much more.
A typical trade policy will vary in cost, depending on factors such as vehicle type and tonnage, and usually allows multiple recoveries each year. Ideal whether you need cover for a fleet of vehicles or a couple of cars on trade plates.
Cover is usually available for up to 8 individuals, meaning that a larger group can be safely returned to a home base or onward destination after an incident.
Many companies also provide policies for travel within Europe, generally at an additional premium or on request.
Other options can include overnight accommodation if you’re stuck away from home, or a hire car to enable you to resume your journey or continue your business while your vehicle is being repaired.
Motor Traders Breakdown Recovery insurance
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Unicom are also able to offer the services of an emergency driver as part of this trade cover. This requires a medical certificate and is an extra benefit enabling you to get home or to your destination safely if you’re taken ill.
Various other forms of cover are available to the trade via our broker service, including road risk or liability options, and combined insurance policies.
Regardless of the size of your business, the ALPS Road Rescue app is a terrific idea, and a real timesaver should you be unlucky enough to suffer an incident while on the roads.
The app is available for various platforms, including iPhone and iPad, and is free of charge from iTunes and the Google App store.
