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What is the claims process?

It’s something that everybody dreads, making insurance claims. However keeping to the following steps will help keep the stress to a minimum and make your claim a lot easier. Furthermore these steps apply equally for new and used cars. more info…

Motor trade tool insurance

For workers in the motor trade who are involved with repairing, collecting, or modifying vehicles, tools are an important and valuable business asset, perhaps the most important and valuable after business premises and the company vehicle. While items that are stored on business premises, may be covered by the company’s insurance policy, the same may not be true of equipment taken out on the road. more info…

When do I need commercial vehicle insurance?

Any van must be specifically insured using a commercial vehicle insurance policy if it is to be used for any purpose other than social, domestic and pleasure (SDP) use. Standard motor insurance, which covers car owners for commuting to work, does not extend to van owners unless they are strictly using their van for social or pleasure purposes and the vehicle is not engaged in business activity of any type. If your van is used solely for personal reasons, or for a non-profit hobby such as fishing or family transport, you may be able to be covered by a standard motor insurance policy. Even using a van to commute to a place of work requires a commercial policy. more info…

London Motor Show 2016

They may have had to wait for it, but come May 2016 motoring enthusiasts will have something to celebrate in the capital. The London Motor Show, due to take place in Battersea Park on the 5-8 May 2016, will showcase the latest innovations from international brands, together with an exciting range of interactive driving experiences. The show should appeal to a diverse community, from amateur fanatics to those working professionally in the motor trade. more info…

Tax bands for cars

By law, all new and used cars in the UK must have valid car tax, also known as Vehicle Excise Duty (VED). However, the level of taxation can vary widely from vehicle to vehicle, depending on how eco-friendly it is. Factors such as the level of carbon dioxide emissions and engine size play a large role in determining how your car is taxed and how much you must pay each year. Older vehicles (registered prior to March 2001) and newer vehicles (March 2001 onwards) are taxed according to different criteria, as explained below. more info…

Important changes to your driving licence

The DVLA as an organisation is committed to removing red tape and streamlining services; as part of this, a major change to the driving licence comes into effect on the 8th June 2015, (date subject to change). From that date onwards, the paper counterpart to the photocard licence is no longer valid and new drivers will only receive the photocard component. more info…

Car Insurance Vs Motor Trade Insurance

Motor trade insurance is a legal obligation for those operating in the industry, whether it be as a mechanic, accessory fitter or dealer of new and used cars. It is suitable for any type of motor business, also covering vehicle collection & delivery, body shops, tyre centres, car importers, salvage yards and recovery agents. The type and level of cover required does depend upon the type of business, so it’s important to be aware of the ins and outs of a policy before committing. Insurers will typically tailor a package to suit you, depending on your specific business and needs. more info…

Toll Roads a Concern for drivers

As the number of toll roads across the UK increases, their occurrence is quickly becoming one of the major concerns for motorists. This comes in the wake of a survey carried out by the Alliance of British Drivers (ABD) and reflects the number of new projects being considered by the government. While the usual worries for drivers may typically include their insurance policy, the relative pros and cons of new and used cars, and, frequently, speeding limits and fines, the apprehension about toll roads and the impact of road pricing on motorists’ journeys was found in the ABD survey to be greater than that of issues such as poor road condition and even fuel prices. more info…



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