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Used buying guide with a French Flavour

When it comes to making that used hot hatch purchase, many discerning drivers like to go continental. In particular, there are loads of great deals on a wide range of French cars; Renault, Peugeot and Citroen models are prevalent in the marketplace for used cars, and there are plenty of good reasons why! more info…

Tax bands for cars

By law, all new and used cars in the UK must have valid car tax, also known as Vehicle Excise Duty (VED). However, the level of taxation can vary widely from vehicle to vehicle, depending on how eco-friendly it is. Factors such as the level of carbon dioxide emissions and engine size play a large role in determining how your car is taxed and how much you must pay each year. Older vehicles (registered prior to March 2001) and newer vehicles (March 2001 onwards) are taxed according to different criteria, as explained below. more info…

Important changes to your driving licence

The DVLA as an organisation is committed to removing red tape and streamlining services; as part of this, a major change to the driving licence comes into effect on the 8th June 2015, (date subject to change). From that date onwards, the paper counterpart to the photocard licence is no longer valid and new drivers will only receive the photocard component. more info…

Car Insurance Vs Motor Trade Insurance

Motor trade insurance is a legal obligation for those operating in the industry, whether it be as a mechanic, accessory fitter or dealer of new and used cars. It is suitable for any type of motor business, also covering vehicle collection & delivery, body shops, tyre centres, car importers, salvage yards and recovery agents. The type and level of cover required does depend upon the type of business, so it’s important to be aware of the ins and outs of a policy before committing. Insurers will typically tailor a package to suit you, depending on your specific business and needs. more info…

Toll Roads a Concern for drivers

As the number of toll roads across the UK increases, their occurrence is quickly becoming one of the major concerns for motorists. This comes in the wake of a survey carried out by the Alliance of British Drivers (ABD) and reflects the number of new projects being considered by the government. While the usual worries for drivers may typically include their insurance policy, the relative pros and cons of new and used cars, and, frequently, speeding limits and fines, the apprehension about toll roads and the impact of road pricing on motorists’ journeys was found in the ABD survey to be greater than that of issues such as poor road condition and even fuel prices. more info…

New Trade Plate Rules

Motor trade licence plates are a must for almost all members of the trade – they can be quickly and easily applied to any vehicle in your control, saving you the unnecessary trouble and expense of taxing each vehicle in turn. In order to qualify for these plates, you must show the DVLA that you’re a vehicle tester or trader, whether as a dealer or manufacturer, if you’re involved in service or repair, or someone who tests vehicles on public roads. more info…

How does motor vehicle insurance excess work?

All motor insurance policies come with a compulsory excess built in. An excess is the amount that an insurance company will withhold from any claim and which must be paid by the claimant. For example, if you are involved in an accident for which your insurance claim is £2,000 and your policy has an excess of £100, then the insurer will pay £1,900 towards settling the claim, and you will pay the remainder. more info…

Do I earn No Claims Bonus on a Motor Trade insurance policy?

No claims bonuses are rewards for not making a claim on an insurance policy. This means that over time premiums become cheaper, reflecting the lower risk associated with the driver. No claims bonuses are available to drivers in the motor trade just as they are with private insurance, though there are some differences. Motor trade insurance is available to dealers of new and used cars, mechanics, body shops, hire companies, accessory fitters and similar trades. more info…



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