Motor Trade Insurance Specialists - Unicom Insurance.

Smoking in vehicles

On October 1st, 2015, the UK government will introduce a set of new regulations to cover smoking and cigarettes, including e-cigarettes. Most of the new rules concern e-cigarettes, as this is a new technology. However, there will also be a change to the laws surrounding smoking in new and used cars, in response to increasing concerns about the effects of passive smoking, or breathing in smoke from others’ cigarettes, on children and teenagers. more info… →

The Essential Motoring Websites

When it comes to the many aspects of motoring, such as researching information about new and used cars, looking for a competitive insurance quote, or understanding your motoring rights, the Internet is a great place to begin. In this post we look at 6 websites that are of great value to any motorist and which you ought to bookmark today. more info… →

Clarkson gets the green light from Amazon Prime

Customers who sign up for Amazon’s £79 a year Prime service already receive all kinds of perks, from free postage to a cloud based music library. From next year, Prime privileges will also include exclusive access to the automotive antics of Jeremy Clarkson and his fellow former Top Gear presenters, James May and Richard Hammond. more info… →

Tax changes brings bigger focus on low co2 vehicles

Chancellor George Osborne’s latest budget will bring some significant changes to the way the motor trade, and indeed car buyers, focus on low emission vehicles. In 2017, Vehicle Excise Duty (VED) will be scrapped, and replaced with an entirely new set of bandings for road tax. The existing bandings currently provide a sliding scale of taxation based on carbon dioxide emissions, with many lower emission cars being free to tax. The new guidelines will place vehicles into just 3 bands – Zero Emission, Standard and Premium. more info… →

Which should I buy – diesel or hybrid?

The ever increasing price of petrol is leading many drivers to consider cutting down on motoring costs by switching to either a diesel engine or a hybrid car. more info… →

The value of a full service history

Used car advertisements often include three key words – full service history, or FSH for short. Various surveys and studies have shown that this is among the most important and vital pieces of information that car buyers look for. Indeed, a study by Kwik-Fit has suggested that a remarkable 50% of shoppers will ignore vehicles that don’t have a full service history included.
Not only will buyers often routinely skip over adverts which do not promise a FSH, sellers can also expect to receive far less for their car than those who can offer all the relevant documentation. more info… →

Why you should always make sure any outstanding finance is settled before buying a second-hand car

Used cars can be a great buy, whether you purchase from the motor trade or a private seller. Buying last year’s model with a few miles on the clock can save you hundreds of pounds, perhaps even thousands. However, buying second-hand comes with its own risks. more info… →

Tips to bag a bargain at a car auction

Always thought that car auctions were only for motor traders? Not so, although the majority of cars sold at auction do go to the trade. One auction house estimates that only one in ten automobiles is sold outside the trade. However, with a little practice and a slice of luck, you too can buy a car at a discounted price. more info… →

Motorists warned about scam emails

Email and phone scams, often targeting the elderly or vulnerable, have become an unavoidable part of life over the last few years. more info… →

Insurance premium tax hits businesses

The July 2015 Budget was announced by David Cameron’s Conservative government shortly after the general election in May, and replaces the previous Budget introduced by the coalition government in March. Adjustments to spending in different sectors, and to tax rates, mean that some people will find themselves better off financially under the new Budget, while others will experience lower earnings. Every Budget has its winners and losers, and will produce at least a few changes that will have some sectors of the population protesting. more info… →

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