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Motor Trade Insurance Specialists - Unicom Insurance.

What is Motor Trade Liability Insurance?

Motor trade liability insurance provides coverage against claims made by workers and the general public (including instances such as falls by customers on your business grounds) as well as liability incurred from maintenance or repair of vehicles undertaken by you.

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What is Motor Trade Combined Insurance?

This type of insurance is much more complex than just standard motor trade insurance, delivering coverage for every element of your motor trade business. From Goods in Transit to public and employers liability, searching out the most appropriate combined policy requires in-depth knowledge – which is where Unicom Insurance comes in.

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How Much Does Motor Trade Insurance Cost?

What is the average cost and what types of cover are available?

Unfortunately there is no such thing as an ‘average’ cost when it comes to motor trade insurance, as each case is completely different. From how long you’ve been in the motor trade to whether you’re in full-time employment, any of these factors can impact upon the cost of motor trade insurance.

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Does Motor Trade Road Risks Insurance Allow you to Drive a car you do not own?

I need to drive a car that isn’t mine – can I do this under Road Risks Insurance?

There are several different scenarios you will encounter within the motor trade industry, but one case that is more likely to arise than others is having customer vehicles within your custody or control. With a motor trade road risks policy, you can guarantee cover to make sure you meet the minimum insurance requirements needed should this happen to you – with this policy also covering any vehicles in your ownership.
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Who can Drive Motor Trade Insured Cars?

To legally drive any vehicle on the UK public highway, you are required to have road risks insurance – and even test driving a vehicle over 100 yards, it is mandatory to have a policy.

With motor trader insurance, your road risks policy will provide coverage to yourself and your workers – allowing both parties to drive business-associated vehicles only; comprising customer cars as well as any personal vehicles as detailed in the policy.
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How can I get Part Time Motor Traders Insurance?

Am I eligible?

Whether you’re a part time motor trade industry worker or own your business on a part-time basis, a policy can be arranged whatever your interest – be it repairs, tyre and exhaust fitting or even car valet servicing.

From buying and selling cars to carrying out repairs during the weekends, it doesn’t matter what part time hours you work; a motor trade insurance policy provides essential coverage whatever your operations. Covering you to drive your own vehicles as well as those being tested and driven, you can also register the vehicles for the Motor Insurance Database (MID).
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With Unicom you can also...

Use our Insurance Renewal Reminder Service
Get help with claiming on your insurance policy
Update the Motor Insurance Database
Download important documents and information

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