Any van must be specifically insured using a commercial vehicle insurance policy if it is to be used for any purpose other than social, domestic and pleasure (SDP) use. Standard motor insurance, which covers car owners for commuting to work, does not extend to van owners unless they are strictly using their van for social or pleasure purposes and the vehicle is not engaged in business activity of any type. If your van is used solely for personal reasons, or for a non-profit hobby such as fishing or family transport, you may be able to be covered by a standard motor insurance policy. Even using a van to commute to a place of work requires a commercial policy. more info… →

When it comes to making that used hot hatch purchase, many discerning drivers like to go continental. In particular, there are loads of great deals on a wide range of French cars; Renault, Peugeot and Citroen models are prevalent in the marketplace for used cars, and there are plenty of good reasons why! more info… →

The DVLA as an organisation is committed to removing red tape and streamlining services; as part of this, a major change to the driving licence comes into effect on the 8th June 2015, (date subject to change). From that date onwards, the paper counterpart to the photocard licence is no longer valid and new drivers will only receive the photocard component. more info… →

Motor trade insurance is a legal obligation for those operating in the industry, whether it be as a mechanic, accessory fitter or dealer of new and used cars. It is suitable for any type of motor business, also covering vehicle collection & delivery, body shops, tyre centres, car importers, salvage yards and recovery agents. The type and level of cover required does depend upon the type of business, so it’s important to be aware of the ins and outs of a policy before committing. Insurers will typically tailor a package to suit you, depending on your specific business and needs. more info… →

As the number of toll roads across the UK increases, their occurrence is quickly becoming one of the major concerns for motorists. This comes in the wake of a survey carried out by the Alliance of British Drivers (ABD) and reflects the number of new projects being considered by the government. While the usual worries for drivers may typically include their insurance policy, the relative pros and cons of new and used cars, and, frequently, speeding limits and fines, the apprehension about toll roads and the impact of road pricing on motorists’ journeys was found in the ABD survey to be greater than that of issues such as poor road condition and even fuel prices. more info… →

Motor trade licence plates are a must for almost all members of the trade – they can be quickly and easily applied to any vehicle in your control, saving you the unnecessary trouble and expense of taxing each vehicle in turn. In order to qualify for these plates, you must show the DVLA that you’re a vehicle tester or trader, whether as a dealer or manufacturer, if you’re involved in service or repair, or someone who tests vehicles on public roads. more info… →

All motor insurance policies come with a compulsory excess built in. An excess is the amount that an insurance company will withhold from any claim and which must be paid by the claimant. For example, if you are involved in an accident for which your insurance claim is £2,000 and your policy has an excess of £100, then the insurer will pay £1,900 towards settling the claim, and you will pay the remainder. more info… →