It is worth checking the terms of your insurance policy. Some do not cover windscreen damage, others may offer compensation if the work is carried out by an approved company, while others allow owners to make their own arrangements and recompense them afterwards.
If the motor trade policy doesn’t have the windscreen extension this doesn’t mean you can’t claim for the windscreen to be repaired or replaced but will find they are subject to the standard policy excess.
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Motor trade insurance is essential cover for those who operate an automotive business, including dealers and mechanics. It provides protection for company drivers to operate customer vehicles, for example, driving around the business premises, road testing, and driving vehicles being bought and sold.
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The motor insurance database (MID) is a national UK register of insured motor vehicles, the database is used by bodies such as the police to monitor the status of a vehicles insurance status. Failure to keep a vehicles information accurate can lead to severe penalties for owners, such as a £5,000 fine or even the seizure of the vehicle in question. Crucially, it is up to the policyholder to make sure that all changes are kept up to date, for example, if a car is sold or the owner applies for a statutory off road notice (SORN), otherwise they could face criminal prosecution.
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Why update the MID database?

Under the terms of the 4th EU Motor Directive, car, van or bike registration details must be added to the Motor Insurance Database (MID). This includes commercial, motor trade, and fleet ownership. Failure to provide accurate information is an offence carrying a maximum penalty of £5000.
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There are a number of conditions to meet if you are importing a car into the UK. These are explained below and exist to ensure that the vehicle is safe, roadworthy, meets environmental legislation and is correctly registered with valid insurance. The DVLA provide a vehicle import pack with all the necessary paperwork.

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Many people use dashboard cameras or ‘dash cams’ these days. They are a nifty device that can help in the incident that you are falsely accused of causing an accident, or in case you are witness to a road crime. They are often thought by many to help prevent ‘cash for crash’ scams.
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