The UK’s central source for storing car, van and motorcycle insurance details, is the Motor Insurance Database, or MID. It was introduced to get claims processed faster and assist in the fight against uninsured drivers and riders. It’s kept up to date by insurers, with information supplied by their policyholder. The database can be checked in the event of an incident to assist in establishing the relevant insurer. Government organisations and the police can also access the database to look up information and help prevent fraud. more info… →

Both new and used cars can have hire purchase agreements taken out on them. It is becoming an increasingly popular option for owners looking to spread the cost of payments, and with over 7 million second-hand cars and vans sold in the UK each year, authorities are seeing a rise in the cases of those sold illegally to unwitting buyers on the private market. more info… →

Vehicle insurance is a legal requirement. Motor trade insurance is recommended to anyone running a business in the motor trade. This applies to mechanics, dealers, vehicle valeters or any similar businesses and both full-time and part-time businesses need to take out cover. more info… →

Motor traders require specialist cover, but it’s not always obvious whether or not a business falls into the motor trade category. Make sure you have the correct cover for your business, or you could find yourself unprotected in the event of a claim. more info… →

Looking for a new car or van? Mileage is probably one of the first things that prospective buyers look for. But according to motor trade experts it isn’t just a question of searching out the lowest mileage. Several other factors come into play, history and current condition amongst them, and it can actually make more sense in some circumstances to buy a newer vehicle with more mileage than an older one with fewer miles on the clock. more info… →

Who is eligible for motor trade insurance?

Anyone who operates within any aspect of the motor trade industry, for example dealers, MOT and service centres, mechanics and salesmen, are all eligible.

Are part-time dealers or traders covered? more info… →

The no claims bonus can be one of the most controversial areas of your private or motor trade insurance policy. On the face of it, the idea is simple. Car and van drivers who avoid accidents, and thus do not make insurance claims, are rewarded by a lower premium. Even after a one year without a claim significant savings begin to be made, but after this, the benefits can really rack up. It is not surprising that vehicle owners with a long history of claim free driving are very protective of their record. more info… →

HPI Checks are a comprehensive, reputable history check for UK registered vehicles. Introduced in 1938, it was the first of its kind on the market and today they are the number one choice for motor traders. They can be carried out on used cars, used vans, motorcycles and trucks. more info… →