It is time to get Christmas trees and hang decorations for the holiday season. If you purchase a real Christmas tree, you need to be prepared for the fun of transporting it. Bringing the tree home is like hauling any large object, and there is always a risk of it falling off during transit, plus it can also damage your car paint or interior.

For the motorist, a breakdown on an unfamiliar road – at night and in poor weather – is one of the worst of all nightmares. A time when many of us desperately try to remember where we might have put the contact number for our breakdown recovery insurance. Or in some cases, a time of blind panic when we realise we don’t even have a breakdown insurance policy!