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Coronavirus (COVID-19) Update – 26/03/2020

Motor Trade Insurance News

How to Tackle In-Car Condensation

As a motorist in the UK you’ll almost certainly have noticed your vehicle’s windscreen and windows misting up in the winter weather conditions. However, rule 229 of the Highway Code states that you must make sure that all your car’s windows have been thoroughly demisted before you drive away. Not only will you be breaking the law if you fail to do this, you could have an accident because your view of the road is impaired – and you might find your future insurance policy premiums increase dramatically as a result. more info…

Can You Drive A Van With A Licence For A Car?

If you are intending to hire or purchase a van, then it’s important to understand whether your existing driving licence covers you for the vehicle. The majority of UK licence holders have a Category B (Cat B) licence, which covers you for almost all standard new and used cars and a range of additional vehicles, including motorbikes, vans, light commercial vehicles and motor homes. more info…

Should Councils Cash In On Parking?

If you’ve ever been bold enough to drive into London, or many other British towns or cities, you’ll know that the parking charges can sting. Finding a space to begin with is a challenge requiring the patience of a thousand saints, and then the hourly parking fees can quickly stack up. If you thought your insurance policy was expensive this year, just try parking on Brighton seafront for the day! more info…

Guide to Reporting Potholes – UK 2019

It can be costly to run a car, fuel, maintenance, road tax and an insurance policy are just some of the routine expenses that drivers need to cover. This means it’s particularly frustrating when something as sudden and preventable as a pot-hole wreaks havoc with your wheel axels, causing even more expense and effort to get it sorted. more info…

Car Insurance Groups – How Do They Affect Our Insurance Premiums

All new and used cars in the UK are placed into car insurance groups which play a major part in determining your insurance policy premium, the system is set up and monitored by the Association of British Insurers (ABI). There are currently 50 different groups reflecting the wide range of vehicles available. When the system was first introduced back in the 1970s, there were only nine available classes, but this expanded to 20 by 1992, and then to the current number in 2006. All cars registered in 1996 or later are now placed into one of these 50 groups, while earlier vehicles are placed at an insurer’s own discretion. more info…

Guide to Cars Sold On ‘Sale Or Return’ 2019

“Sale or Return” (SoR) is a relatively common way that sellers can take advantage of the increased marketing and promotional power of a motor trader or dealership to sell a vehicle on their behalf. It is also often used within the motor trade itself, where both new and used cars can be moved between traders to take advantage of factors such as location and availability to match clients with vehicles and so on. more info…



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