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Motor Trade Insurance News

Motor Trade Insurance FAQs

What is motor trade insurance?You need insurance to protect your business vehicles and employees against claims if you work in the motor trade Industry. Our policy covers liability that may arise when driving a company’s or client’s car and during repairs and servicing. Even when you don’t carry out repairs or drive business vehicles, you […]

Car Insurance Vs Motor Trade Insurance

Motor trade insurance is a legal obligation for those operating in the industry, whether it be as a mechanic, accessory fitter or dealer of new and used cars. It is suitable for any type of motor business, also covering vehicle collection & delivery, body shops, tyre centres, car importers, salvage yards and recovery agents. The […]

Do I earn No Claims Bonus on a Motor Trade insurance policy?

No claims bonuses are rewards for not making a claim on an insurance policy. This means that over time premiums become cheaper, reflecting the lower risk associated with the driver. No claims bonuses are available to drivers in the motor trade just as they are with private insurance, though there are some differences. Motor trade […]

Do I need motor trade insurance by law?

Vehicle insurance is a legal requirement. Motor trade insurance is recommended to anyone running a business in the motor trade. This applies to mechanics, dealers, vehicle valeters or any similar businesses and both full-time and part-time businesses need to take out cover.

Does motor trade insurance cover windscreens?

It is worth checking the terms of your insurance policy. Some do not cover windscreen damage, others may offer compensation if the work is carried out by an approved company, while others allow owners to make their own arrangements and recompense them afterwards. If the motor trade policy doesn’t have the windscreen extension this doesn’t […]

What is Motor Trade Insurance, and who Qualifies?

Motor trade insurance is essential cover for those who operate an automotive business, including dealers and mechanics. It provides protection for company drivers to operate customer vehicles, for example, driving around the business premises, road testing, and driving vehicles being bought and sold.



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