All new and used cars in the UK are placed into car insurance groups which play a major part in determining your insurance policy premium, the system is set up and monitored by the Association of British Insurers (ABI). There are currently 50 different groups reflecting the wide range of vehicles available. When the system was first introduced back in the 1970s, there were only nine available classes, but this expanded to 20 by 1992, and then to the current number in 2006. All cars registered in 1996 or later are now placed into one of these 50 groups, while earlier vehicles are placed at an insurer’s own discretion. more info… →