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of the Year 2021, 2019 & 2017 by the public
Motor Trade Insurance Provider Of The Year!

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What Is Motor Trade Combined Insurance?

This type of insurance is much more complex than just standard motor trade insurance, delivering coverage for every element of your motor trade business. From Goods in Transit to public and employers liability, searching out the most appropriate combined policy requires in-depth knowledge – which is where Unicom Insurance comes in.

Car sales showroom

Do I need a motor trade combined policy?

If you operate as an independent or main car dealer from your business premises (whether it’s a garage or a car dealer showroom) where there is likely to be valuable pieces of tools and vehicles on display, then it is highly recommended that you invest in a motor trade combined policy.

What coverage can I expect from this?

Combined insurance offers protection for a number of things, but ultimately, allows the policyholder to be safe in the knowledge that whatever the circumstances – protection is available.

With this policy, you can tailor your cover needs to receive some or all of the following:

  • Business interruption
  • Theft of any cash
  • Any equipment needed to operate as a motor trader
  • Damage to premises if (a) owned by the business or (b) the lease states that the business is accountable for any repairs needed
  • Road risks
  • Contents kept on the premises including machinery, fittings and fixtures
  • Employers liability, public liability, service and sales indemnity liability
  • Personal belongings of customers or workers
  • Any damage to vehicles kept at the business premises.
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Looking for a combined motor trade insurance quote?

If you are looking for a quote on a “combined” motor trade insurance policy, you could save up to 67.5% with Unicom. Click here to get a quote that could save you £££’s

Is there anything else I should know?

We cover a range of motor-related occupations, from mechanics to body repairs as well as new and used car dealers to car importers. As a specialist form of insurance, it’s imperative that you recognise what exactly your policy entails given the various circumstances that may arise.

Talk to Unicom

Providing a number of benefits, including cost, convenience and time, a combined motor trade insurance policy is essential – and at Unicom, we’re happy to talk you through what you need. Give us a call today on 01133 120 554 and we’ll be able to take into account the relevant details and look to offer the best type of policy for your business.