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Motor Mechanics Insurance

What is Mechanics Insurance and why do I need it?

Unicom Insurance has been protecting mechanics in the motor trade businesses in the UK since 1992 – that’s over 22 years developing specialist knowledge of the motor trade insurance industry. If you run an MOT business, repair centre or bodyshop, we’ll help you find the perfect policy for your business – making sure it is protected in case of any eventuality.

Mechanics insurance is designed to cover you for:

  • Public & employer's liability
  • Buildings, contents and material damage
  • Damage to business or customer vehicles
  • Theft of stock, tools or money on the premises
  • Loss of MOT license

Once you're covered to operate on public vehicles, your garage is open for business and you can relax, knowing you have Unicom Insurance protecting you against all risks attached to your trade. And since each mechanics insurance policy is tailor-made to fit your business, you’ll know that no aspect of your company is left unprotected.

We also provide a more general motor trade insurance policy, liability insurance policies and combined insurance policies.

By filling out this form you agree to our terms and conditions.

Why do Motor Mechanics need Insurance?

The main reason you need to be covered as a mechanic is because you're operating on vehicles that do not belong to you - every day. Something as simple as a scratch on a customer car can lead to you fighting a case in court.

Courtroom battles cost money and just one compensation pay-out could derail your cash flow if you're not protected.

What does your Mechanic Insurance cover consist of?

Luckily, Unicom Insurance has been protecting motor mechanics for over 22 years and so we know just how to get you covered for things like legal fees.

Beyond that, we've got you safeguarded for everything else a mechanic could need:

  1. Road risks protection means you can legally operate as a mobile mechanic
  2. Employer's liability covers you if an employee files a lawsuit for a work-related accident
  3. Optional premises protection included on the same policy; theft, vandalism and natural damage can all be covered
  4. Tools can be expensive to replace - get them covered in the motor mechanics insurance package too

Unicom Insurance is accredited by the FCA and over the last two decades, our specialists have been providing the highest levels of protection for mechanics across the entire UK.

Get your quote and as soon as you become an official Unicom Insurance client, you're instantly protected.

Get a quote on your Motor Trade Insurance

Looking for a motor trade insurance quote?

If you are looking for a motor trade insurance quote you could save up to 67.5% with Unicom, click here to get a quote that could save you £££'s.

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With Unicom you can also...

Use our Insurance Renewal Reminder Service
Get help with claiming on your insurance policy
Update the Motor Insurance Database
Download important documents and information

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