With almost three million motor insurance claims made in 2012, it’s clear that Britain’s roads can be dangerous. The number of uninsured car and van drivers on our roads is a huge concern for motorists, but, even if both parties are fully covered, insurance claims can be a tricky business.
Making a speedy and accurate report of the details can make all the difference in ensuring a claim runs smoothly. A new mobile app service from the Motor Insurers’ Bureau, allows drivers involved in an accident to access the online Motor Insurance Database from a smartphone at the scene.
The Motor Insurance Database, run by the MIB, is the central repository for vehicle insurance details, covering both private and motor trade insurance. The MIB provides help to victims of accidents involving uninsured drivers, and works to cut down the numbers of uninsured drivers by helping to identify uninsured vehicles.
Using the mobile app, drivers can enter the details of vehicles involved in an accident, and check that the driver’s details match the information provided at the scene. Uninsured vehicles and false information can then be flagged up immediately.
The database also provides the name of the other party’s insurer, and their contact details, so both insurers can be kept informed of events. You will also have an immediate email record of your enquiry and the details.
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In the event of an accident, you simply visit the website through your smart phone and enter your email address, along with the registration numbers of all the vehicles involved. Don’t forget to take down the contact details of any witnesses, and, if possible, to take photos of the vehicles’ positions and the damage done.
You can now also update the motor insurance database (M.I.D.) while you’re on the move! For more information visit the following link: http://stayinsured.askmid.com/roadside.html.